Mortgage Loan
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A mortgage loan is a loan secured by real property through the use of a mortgage note which evidences the existence of the loan and the encumbrance of that realty through the granting of a mortgage which secures the loan. However, the word mortgage alone, in everyday usage, is most often used to mean mortgage loan. A home buyer or builder can obtain financing (a loan) either to purchase or secure against the property from a financial institution, such as a bank, either directly or indirectly through intermediaries. Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan, and other characteristics can vary considerably. In many jurisdictions, though not all (Bali, Indonesia being one exception), it is normal for home purchases to be funded by a mortgage loan. Few individuals have enough savings or liquid funds to enable them to purchase property outright. In countries where the demand for home ownership is highest, strong domestic markets have developed. The word mortgage is a Law French term meaning "dead pledge," apparently meaning that the pledge ends (dies) either when the obligation is fulfilled or the property is taken through foreclosure. From Wikipedia under the
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Q. 30 year fixed? 2/1 ARM? I need a loan with no PMI and low points and the lowest possible mortgage payment a month. What Im working with: Credit score 600 Annual assets (Salary) 34500 Monthly Debt: 70 House loan amount: 106000 Available to put towards closing costs (Including down payment) 12000 Any ideas? Asked by cantholdmd - Tue Jul 17 18:09:05 2007 - - 4 Answers - Comments A. obviously you haven't been watching or reading about the mortgage meltdown. 30 year fixed and certain lenders will ignore the rip off PMI crap. Shop around but insist on 30 year fixed. Answered by zyberianwarrior - Tue Jul 17 18:17:21 2007 From Yahoo Answer Search: "mortgage loan" |
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 @ Vana11 Store: Vana11 Price: $135.00 USD • Compare Prices ► Condition: new Provides instruction for the very basis of the mortgage business with special attention to the real estate laws and regulations in California. Fills a dire need for a complete reference for the mortgage broker.  @ Buy.com Store: Buy.com Price: $17.83 USD • Compare Prices ► Condition: new This is a pre-1923 historical reproduction that was curated for quality. Quality assurance was conducted on each of these books in an attempt to remove books with imperfections introduced by the digitization process. Though we have made best efforts - the books may have occasional errors that do not impede the reading experience. We believe this work is culturally important and have elected to bring the book back into print as part of our continuing commitment to the preservation of printed works worldwide. From Google Product Search: "mortgage loan" |